Find the best interest rate for your term investment
With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red.
Up to 12 mth
More than 12 mth
Provider | Product | Min Deposit | Max Deposit | Call | 30 Days | 60 Days | 90 Days | 5 mth | 6 mth | 9 mth | 12 mth | 18 months | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TERM DEPOSITS | ||||||||||||||||
| AMP | Term Deposits | $1000 | - | - | - | - | 4.35 | - | 5.15 | 5.00 | 4.85 | - | 4.50 | - | - | - |
| ANZ | Term Deposits | $10000 | - | - | 2.50 | 2.85 | 4.15 | 4.80 | 5.05 | 4.90 | 4.75 | 4.55 | 4.45 | 4.35 | 4.30 | 4.30 |
 | Term Investment | $5000 | $9999 | - | 2.75 | 2.85 | 4.15 | 4.60 | 5.05 | 4.90 | 4.75 | 4.55 | 4.35 | 4.35 | 4.40 | 4.40 |
| Term Investment | $10000 | $49999 | - | 2.75 | 2.85 | 4.15 | 4.60 | 5.05 | 4.90 | 4.75 | 4.55 | 4.35 | 4.35 | 4.40 | 4.40 |
| BNZ | Term Investment | $2000 | $5000000 | - | 2.50 | 2.85 | 4.10 | 4.75 | 5.10 | 4.90 | 4.75 | 4.55 | 4.35 | 4.40 | 4.40 | 4.40 |
| China Construction Bank | Term Deposit | $100000 | $5000000 | - | 4.00 | - | 5.15 | 5.60 | 5.90 | 6.15 | 6.30 | 6.10 | 6.10 | 6.10 | 5.85 | 5.75 |
| Co-operative Bank | Term Deposit | $2000 | - | - | 2.50 | - | 4.15 | - | 5.10 | 4.90 | 4.65 | 4.60 | 4.50 | 4.40 | 4.40 | - |
| Co-operative Bank | Special Term Deposit | $5000 | - | - | - | - | - | - | 5.15 | - | 4.80 | - | - | - | - | - |
 | Term Deposit | $1000 | - | - | - | - | - | - | 3.95 | - | 6.50 | 7.60 | 7.80 | 7.90 | 7.10 | 7.30 |
| First Credit Union | Term Investment | $500 | - | - | - | - | 4.25 | - | 5.25 | 5.00 | 4.90 | 4.60 | 4.50 | - | - | - |
| General Finance | Deposit Rate | $2000 | - | - | - | - | 4.20 | 4.50 | 6.30 | 6.40 | 6.50 | 6.25 | 6.00 | 5.75 | 5.50 | 5.50 |
| Gold Band Finance | Secured term deposit | $5000 | $ | - | - | - | - | - | 4.00 | 4.50 | 6.75 | 7.25 | 6.50 | 6.75 | 6.75 | 6.75 |
| Heartland Bank | Heartland Term Deposit | $1000 | - | - | 2.75 | 2.85 | 4.35 | 4.95 | 5.15 | 5.00 | 4.80 | 4.65 | 4.50 | 4.40 | 4.40 | 4.40 |
| Heretaunga Building Society | Term Investment | $1 | - | - | - | - | 4.30 | - | 5.15 | - | 4.85 | - | 4.50 | - | - | - |
| HSBC Premier | Term Deposits | - | $9999 | - | 0.30 | - | 0.60 | 0.80 | 1.10 | 1.30 | 1.65 | - | 2.00 | 2.40 | 2.45 | 2.50 |
| HSBC Premier | Term Deposit | $10000 | - | - | 0.35 | - | 0.85 | 1.25 | 1.80 | 2.00 | 2.35 | - | 2.60 | 3.00 | 3.05 | 3.10 |
| ICBC | ICBC Term Deposit Online | $5000 | $9999 | - | 3.40 | 4.20 | 4.40 | 4.90 | 5.25 | 4.95 | 4.85 | 4.65 | 4.45 | 4.35 | 4.30 | 4.30 |
| ICBC | ICBC Term Deposit Online | $10000 | - | - | 3.50 | 4.30 | 4.50 | 5.00 | 5.35 | 5.05 | 4.95 | 4.75 | 4.55 | 4.45 | 4.40 | 4.40 |
| ICBC | ICBC Term Deposit Online | $50000 | - | - | 3.50 | 4.30 | 4.50 | 5.00 | 5.35 | 5.05 | 4.95 | 4.75 | 4.55 | 4.45 | 4.40 | 4.40 |
| Kiwibank | Term Deposits | $1000 | $4999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Term Deposits | $5000 | $9999 | - | 2.40 | 2.75 | 4.10 | 4.70 | 5.00 | 4.80 | 4.70 | - | 4.40 | 4.30 | 4.30 | 4.30 |
| Kiwibank | Term Deposits | $10000 | - | - | 2.50 | 2.85 | 4.20 | 4.80 | 5.10 | 4.90 | 4.80 | - | 4.50 | 4.40 | 4.40 | 4.40 |
 | Term Deposit | $5000 | $5000000 | - | - | - | 4.75 | - | 6.35 | 6.15 | 6.00 | 5.50 | 5.50 | 5.40 | 5.30 | 5.30 |
| Nelson Building Society | Term Deposit | $5000 | - | - | 2.30 | - | 3.90 | - | 4.85 | 4.70 | 4.55 | - | 4.15 | 4.15 | - | - |
 | Rabobank Term Deposits | - | - | - | 3.00 | - | 4.55 | - | 5.40 | 5.15 | 5.00 | 4.75 | 4.50 | 4.40 | 4.40 | 4.40 |
| SBS Bank | Term Investment Specials | $1000 | $5000000 | - | 2.50 | - | 4.15 | 4.85 | 5.10 | 5.00 | 4.80 | 4.50 | 4.50 | 4.50 | - | - |
 | Term Deposit | $1000 | $9999 | - | 2.65 | 3.00 | 4.15 | 4.80 | 5.05 | 4.90 | 4.75 | 4.55 | 4.40 | 4.40 | 4.40 | 4.40 |
| Term Deposit | $10000 | - | - | 2.65 | 3.00 | 4.15 | 4.80 | 5.05 | 4.90 | 4.75 | 4.55 | 4.40 | 4.40 | 4.40 | 4.40 |
| Unity Money | Term Investment | $1000 | $1500000 | - | 2.50 | 2.50 | 4.15 | 4.80 | 5.05 | 4.90 | 4.65 | 4.45 | 4.25 | 4.25 | 4.15 | 4.15 |
| WBS | Term Investment | $500 | $1999 | - | - | - | 2.00 | - | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | - | - | - |
| WBS | Term Investment | $2000 | $ | - | - | - | 4.05 | - | 4.50 | 4.90 | 4.75 | 4.50 | 4.30 | - | - | - |
| WBS | Term Investment | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westforce credit union | Term deposits | $500 | - | - | - | - | 4.00 | - | 5.00 | 5.25 | 5.75 | 5.45 | 5.25 | - | - | - |
 | Term Investment | $5000 | $5000000 | - | 2.50 | 2.85 | 4.30 | 4.80 | 5.05 | 4.90 | 4.75 | 4.60 | 4.40 | 4.40 | 4.30 | 4.30 |
| Xceda Finance | Term Deposit | - | - | - | - | - | - | - | 6.50 | 6.40 | 6.40 | 6.00 | 5.80 | 5.50 | 5.20 | 5.20 |
| CALL ACCOUNTS | ||||||||||||||||
| ANZ | Select | $50000 | $99999 | 0.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Select | - | $4999 | 0.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Select | $5000 | $49999 | 0.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Select | $100000 | - | 0.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Serious Saver Account - bonus rate | $1 | - | 2.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Online Account | - | - | 1.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Serious Saver Account - base rate | - | - | 0.85 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unlimited | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Unlimited | - | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| FastSaver | - | - | 1.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Base Interest) | $ | $ | 1.20 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Combined base and full reward interest) | $ | $ | 3.65 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Combined base and partial reward interest) | $ | $ | 1.30 | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | TotalMoney | - | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | TotalMoney | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | Rapid Save | $1 | - | 3.75 | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | Personal On Call | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | Business First OnCall | - | - | 1.95 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Smile On | $4000 | - | 0.85 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Online Account | - | - | 2.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current bonus and standard rate | $1 | - | 3.75 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current base | $1 | - | 1.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current bonus | $1 | - | 2.35 | - | - | - | - | - | - | - | - | - | - | - | - |
| First Credit Union | Online Savings | $1 | - | 1.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Gold Band Finance | On Call | $500 | $4999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gold Band Finance | On Call | $5000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Direct Call | $1 | - | 3.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Business Call | $1 | - | 3.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Saver Account | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Savings Optimiser | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | On Call | - | $49999 | 0.70 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | On Call | $50000 | $99999 | 0.80 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heretaunga Building Society | On Call | $100000 | - | 0.90 | - | - | - | - | - | - | - | - | - | - | - | - |
| HSBC Premier | E -Saver Account | $1 | - | 0.20 | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Bill Blaster | - | $99 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Bill Blaster | $100 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Front Runner | - | $3999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Front Runner | $4000 | $14999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Front Runner | $15000 | $49999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Front Runner | $50000 | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Front Runner | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Back-up Saver | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Fast Forward Saver | - | $999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Fast Forward Saver | $1000 | $2999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Fast Forward Saver | $3000 | $3999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | Fast Forward Saver | $4000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | First Saver | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | PIE Online Call bonus rate - no withdrawals | $2000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | PIE Online Call base rate | $2000 | - | 3.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| Nelson Building Society | Lifestyle On-Call Account | $1 | - | 1.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| RaboSaver on call Account | - | - | 1.55 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - min rate | $1 | $100000 | 2.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - max rate | $1 | $100000 | 4.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - max rate | $100000 | $5000000 | 3.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - min rate | $100000 | $5000000 | 2.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| SBS Bank | Prospector | - | - | 0.55 | - | - | - | - | - | - | - | - | - | - | - | - |
| SBS Bank | i-save | - | - | 0.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| SBS Bank | Prospector | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| SBS Bank | Prospector | $50000 | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Squirrel | On-Call accounts | - | - | 5.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| Premier Cheque | $5000 | $19999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premier Cheque | $20000 | $34999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premier Cheque | $35000 | $49999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premier Cheque | $50000 | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Premier Cheque | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Horizon Plan | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| WebSaver | $1000 | - | 2.95 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Online Saver $20,000 Minimum | $20000 | - | 3.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver >$100,000 | $100000 | - | 2.65 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver <$5,000 | - | $4999 | 1.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver $5,000 - $19,999 | $5000 | $19999 | 1.55 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver 20,000-99,999 | $20000 | $99999 | 1.85 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Online Saver $1000 Minimum | $1000 | $19999 | 2.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| WBS | Call Investments | $500 | - | 2.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | $500000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | - | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Simple Saver | $1 | - | 2.70 | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | $100000 | $499999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - bonus rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - base rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - Potential Rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Xceda Finance | Xceda Super Saver | $ | $ | 4.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| ONLINE CALL ACCOUNTS | ||||||||||||||||
| ANZ | Online Account | - | - | 1.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| FastSaver | - | - | 1.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Online Account | - | - | 2.00 | - | - | - | - | - | - | - | - | - | - | - | - |
| First Credit Union | Online Savings | $1 | - | 1.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Direct Call | $1 | - | 3.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Business Call | $1 | - | 3.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | PIE Online Call bonus rate - no withdrawals | $2000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Kiwibank | PIE Online Call base rate | $2000 | - | 3.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| SBS Bank | i-save | - | - | 0.60 | - | - | - | - | - | - | - | - | - | - | - | - |
| WebSaver | $1000 | - | 2.95 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Online Saver $20,000 Minimum | $20000 | - | 3.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Online Saver $1000 Minimum | $1000 | $19999 | 2.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | $500000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | - | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Online Saver | $100000 | $499999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - bonus rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - base rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Westpac Bonus Saver - Potential Rate | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| SAVINGS | ||||||||||||||||
| ANZ | Serious Saver Account - bonus rate | $1 | - | 2.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| ANZ | Serious Saver Account - base rate | - | - | 0.85 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Base Interest) | $ | $ | 1.20 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Combined base and full reward interest) | $ | $ | 3.65 | - | - | - | - | - | - | - | - | - | - | - | - |
| Savings Plus (Combined base and partial reward interest) | $ | $ | 1.30 | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | TotalMoney | - | $99999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | TotalMoney | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BNZ | Rapid Save | $1 | - | 3.75 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current bonus and standard rate | $1 | - | 3.75 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current base | $1 | - | 1.40 | - | - | - | - | - | - | - | - | - | - | - | - |
| Co-operative Bank | Step Saver - current bonus | $1 | - | 2.35 | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Saver Account | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Heartland Bank | Heartland Savings Optimiser | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| HSBC Premier | E -Saver Account | $1 | - | 0.20 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - min rate | $1 | $100000 | 2.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - max rate | $1 | $100000 | 4.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - max rate | $100000 | $5000000 | 3.50 | - | - | - | - | - | - | - | - | - | - | - | - |
| Rabobank PremiumSaver - min rate | $100000 | $5000000 | 2.25 | - | - | - | - | - | - | - | - | - | - | - | - |
| Horizon Plan | $1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver >$100,000 | $100000 | - | 2.65 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver <$5,000 | - | $4999 | 1.15 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver $5,000 - $19,999 | $5000 | $19999 | 1.55 | - | - | - | - | - | - | - | - | - | - | - | - |
| Unity Money | Everyday Saver 20,000-99,999 | $20000 | $99999 | 1.85 | - | - | - | - | - | - | - | - | - | - | - | - |
| Simple Saver | $1 | - | 2.70 | - | - | - | - | - | - | - | - | - | - | - | - |
| DEBENTURES | ||||||||||||||||
| Secured First Ranking Debenture | $1000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| General Finance | Secured First Ranking Debenture | $5000 | $100000 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gold Band Finance | Secured First Ranking Debenture Stock | $5000 | - | - | - | - | - | - | 2.00 | 2.00 | 3.80 | 4.30 | 4.90 | 5.05 | 5.30 | 5.30 |
| Gold Band Finance | Secured First Ranking Debenture Stock | - | $4999 | - | - | - | - | - | - | - | - | - | - | - | - | - |
| BONDS | ||||||||||||||||
| Co-operative Bank | Bonds | $2000 | - | - | - | - | - | - | - | - | - | - | 3.00 | 3.00 | 3.00 | - |